![]() ![]() FICO scores are not the sole factor in lending decisions by and Santander Consumer USA.To pay off your auto loan, you can call your lender, visit them in person, or pay them off online if your lender has a platform for you to make payments. The Congressional Budget Office identifies a FICO score of 620 as the “cutoff” for prime loans. * “Bad” or “poor” credit generally is considered a FICO score around 600 and below by sources including the Consumer Federation of America and National Credit Reporting Association (reported by the Associated Press),, , Investopedia, and others. So when you’re taking the trouble to research your next car, consider spending a little time weighing the options for auto. You don’t want to end up with a lemon sitting on your driveway, and making a poor choice of auto lender could take the shine off your car purchase just as easily. It might not be quite as exciting, but choosing the right auto finance company is also important, not least for your finances. ![]() ![]()
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